The average American spends under $100 on jewelry each year. If you fall into this category, you might not have any expensive jewelry you need to protect.
But it isn’t uncommon for some Americans to spend a whole lot more than $100 on fine jewelry. People will spend hundreds, thousands, and sometimes even tens of thousands of dollars on individual pieces of jewelry.
If you own anything this expensive, jewelry protection will need to be at the forefront of your mind. You might put your collectible jewels at risk if you don’t take the right steps to protect your jewelry collection.
So, what steps can you take to keep all your expensive jewelry safe if you own any of it? We’re going to explain several of them below.
Check out what you’ll need to do to protect expensive jewelry below.
Take Inventory of Expensive Jewelry
If you only have one or two pieces of expensive jewelry in your home, you shouldn’t have any trouble keeping track of it. But if you have an entire fine jewelry collection, it’ll be a different story.
In this case, you should take inventory of expensive jewelry every so often to make sure it hasn’t gone missing. You should also do this just in case you ever lose jewelry in a house fire.
It’ll be important to update your inventory, too. The better you are at doing this, the better protected your expensive jewelry will be.
Get Fine Jewelry Appraised
In addition to taking inventory of your fine jewelry every now and then, you’ll also want to arrange to have it appraised. Otherwise, you might find yourself in a difficult position if anything ever happens to it.
You’re probably going to want to secure insurance for expensive jewelry (more on this in a second!). But it’ll be tough to do this without knowing exactly how much it’s all worth.
By keeping an inventory of fine jewelry and having it appraised, you’ll put yourself in a good spot as far as getting it insured is concerned.
Obtain Insurance for Expensive Jewelry
You likely have insurance for all kinds of other things in your life, including your car and your house. So why not sign up for an insurance policy for your expensive jewelry as well?
This insurance policy will work wonders for you if you ever have jewelry stolen or destroyed. As long as you can afford to carry a policy on your jewelry, you won’t have to worry about losing it for nothing at any point.
Just be sure to shop around for the most cost-effective insurance for fine jewelry. You should be able to find at least a few decent insurance policies that will provide you with the coverage you need at a price that won’t completely break the bank.
Keep Fine Jewelry in a Heavy-Duty Safe
If you’re going to keep expensive jewelry in your home, the last thing you want to do is make it easy for someone to break in and take it. But that’s what might happen if you keep this jewelry in something that doesn’t have a lock on it.
Any fine jewelry you have in your home should be placed directly into a heavy-duty safe and locked up tight. Liberty Safes has some strong and durable safes that’ll provide your jewelry with all the protection it needs.
Search for a safe that’s going to protect your jewelry so that you don’t have to worry about a thing. There will be at least a few good options that will work well when you place them into your home.
Set Up a Home Security System
Ideally, you should try to deter would-be burglars from breaking into your home in the first place if you can when you have expensive jewelry in it. You may be able to do this by installing a home security system.
A home security system with security cameras will let you keep an eye on what’s happening in and around your home all the time. It’ll also go off if anyone ever attempts to break into your home.
The best home security systems are going to cost a pretty penny and will call for you to pay for monitoring every month. But this will be a small price to pay when you consider the peace of mind it’ll provide.
Avoid Allowing Anyone to Be in Your Home Alone
This suggestion might seem like common sense to most people. But there are homeowners who will let contractors, electricians, plumbers, etc. do work in their houses when they aren’t home. They’ll trust people like this to do the right thing and not be tempted to touch any of their expensive jewelry.
If you’re the kind of person who trusts other people like this, that isn’t necessarily a bad thing. But at the same time, it’s not going to be a great idea if you have expensive items like fine jewelry in your home.
A contractor, electrician, or plumber might be very trustworthy. But if they have people working for them, they might not be as trustworthy as you’d like. It’s why you should make sure you’re always home whenever you have anyone doing work in your home.
Protect Expensive Jewelry as Best You Can
You probably paid a lot of money for your expensive jewelry. Either that or you inherited some of it or were given it as a gift.
Whatever the case, you don’t want anything bad to happen to this fine jewelry. You’ll kick yourself later if it gets stolen or destroyed and you know you didn’t do enough to protect it.